Access to finance

Finding and securing funds to take your Sandwell business forward can feel like a daunting task. Complicated application processes leave many people feeling confused and worried about getting the money they need to achieve their business plans.

This page was last reviewed in April 2021. 

See also:
* Brexit Business Toolkit
* Grants and funding to support your business during the coronavirus crisis
* Support for social enterprises

Think Sandwell can help. We have helped secure finance for a huge number of Sandwell-based businesses, with money that ranges from small grants to significant capital assistance from the European Regional Development Fund. Our aim is to help businesses in Sandwell to thrive and grow, creating job security, training opportunities and wealth for our local economy. As everyone knows, most businesses need finance in order to succeed.

We work closely with private-sector organisations to signpost Sandwell businesses to the most appropriate funding sources. Our experienced business advisers offer free advice. They will help you assess your current position to determine what type of finance is appropriate for you. They can help you apply.

Aim For Gold

Think Sandwell’s Business Growth Team delivers the Aim for Gold business growth programme, which provides support to SMEs by helping them identify areas for business growth.

Receive one-to-one support and help to find funding, as well as professionally delivered masterclasses to help you develop growth plans.

On joining this business support programme you will receive:

  • One-to-one support from a member of the Business Growth Team to complete a business review and action plan
  • Support to equip you with the skills to produce and implement your growth plans
  • Access to grant funding, if appropriate.

To find out more or register, contact us.

Funding streams

growth hub new

You will find a comprehensive list of finance that is currently available when you visit the Black Country Growth Hub‘s Funding page. The Black Country Growth Hub also has dedicated Access to Finance team with whom you can get in touch.

Also see:


BCRS Business Loans
Through BCRS Business Loans, loan finance is available for between £10,000 and £150,000 for new and established businesses, with loan repayments spread over a period of up to five years.

Capify has over 20 years experience offering business finance across the globe. In April 2021, it launched a Small Business Fund, specifically aimed at SMEs. Find out more here

Funding Circle

Funding Circle
Funding Circle is a peer-to-peer lending facility where SMEs can access loan finance by borrowing directly from a community of investors. Loans are available from £5,000 up to £1m, repayable over up to five years.


ThinCats is an online marketplace for secured business loans from individual and corporate investors, with loans ranging from £100,000 up to £3m, repayable over a period of six months to five years or more.

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