Access to finance

Finding and securing funds to take your business forward can feel like a daunting task. Complicated application forms and processes leave many people feeling confused and worried about getting the money they need to achieve their business plans.

> Please see our page on grants and funding to support your business during the coronavirus crisis.

ERDF2Think Sandwell can help. We have helped secure finance for a huge number of businesses, with money that ranges from small grants to significant capital assistance from the European Regional Development Fund. Our aim is to help businesses in our region to thrive and grow, creating job security, training opportunities and wealth for our local economy. As everyone knows, most businesses need finance in order to succeed.

We work closely with private-sector organisations to signpost businesses to the most appropriate funding sources. Our experienced business advisers offer free advice. They will help you assess your current position to determine what type of finance is appropriate for you. They can help you apply.

Aim For Gold

The Think Sandwell business growth team delivers the Aim for Gold business growth programme, which provides support to SMEs by helping them identify areas for business growth.

Receive one-to-one support and help to find funding, as well as professionally delivered masterclasses to help you develop growth plans. On joining this business support programme you will receive:

  • One-to-one support from a member of the business growth team to complete a business review and action plan.
  • Support to equip you with the skills to produce and implement your growth plans.
  • Access to grant funding, if appropriate.

To find out more or register, contact us.


As the impact of the COVID-19 pandemic on businesses across the UK deepens, the ability to signpost available funding to businesses in need has never been more urgent.

To meet this need Think Sandwell has free access for local businesses to the UK’s leading provider of funding information to the business, voluntary and public sector.
The Open4Business portal is updated regularly with new local, regional and national funding announcements and can be easily searched by businesses on the basis of their industry, region and business size. The portal then provides information on how to apply for funding and contact funders directly.
You can access the Sandwell Open4Business portal with a quick and simple registration but feel free to contact the team should you require any further support. 

Funding streams

growth hub newYou will find a comprehensive list of finance that is currently available when you visit the Black Country Growth Hub’s Funding page. The Black Country Growth Hub also has dedicated Access to Finance team with whom you can get in touch.

Also see:

BCRS Business Loans
Through BCRS Business Loans, loan finance is available for between £10,000 and £150,000 for new and established businesses, with loan repayments spread over a period of up to five years. BCRS was set up to help West Midlands businesses that are unable to raise finance from

Funding Circle
Funding Circle
Funding Circle is a peer-to-peer lending facility where small to medium-sized businesses can access loan finance by borrowing directly from a community of investors. Loans are available from £5,000 up to £1m, repayable over up to five years.

ThinCatsThinCats is an online marketplace for secured business loans from individual and corporate investors, with loans ranging from £100,000 up to £3m, repayable over a period of six months to five years or more.

More information from Think Sandwell

Check out our energy saving for businesses page regularly for details of funding linked specifically to making your business more energy efficient. For further funding support and information contact us today.

Page last reviewed in May 2020.